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Senior Onboarding and Risk Management Analyst

Zero Hash
2 months ago
Full-time
Hybrid
Worldwide

zerohash is seeking a Senior Onboarding and Risk Management Analyst who will lead the conduct of the company’s onboarding and risk management program to execute the company’s CIP/CDD/EDD, Platform Audit, and Customer Protection Disclosure review functions. This role will specifically be responsible for implementing zerohash’s KYB/KYC Client Onboarding, KYC Refresh, High Risk Customer and Client Reviews, and zerohash audits along with review of consumer-facing disclosures, marketing, and advertising for consistency with established zerohash standards. The ideal candidate has practical experience in conducting customer due diligence and risk management-related functions at a financial institution with an AML/CFT Program. You will report directly to the Manager, Onboarding and Third Party Compliance (or similar). Previous experience in a B2B2C FinTech context is especially valuable for this role.

While this role is fully remote, there is a preference for candidates to be currently located in the AMER or EU/UK timezones.

Responsibilities

  1. Implementing the established onboarding process, including KYB/KYC and documentation
  2. review.
  3. Conducting periodic account/customer reviews and applying EDD procedures.
  4. Completing initial, 30 day, and annual reviews of customers.
  5. Conducting initial, 30 day, and annual reviews of consumer disclosures, front ends/user interfaces, and marketing and advertising materials for consistency with legal, regulatory, and zerohash requirements
  6. Identify and recommend appropriate actions for accounts that require EDD.
  7. Conduct monthly and annual client file review and conduct due diligence searches using OSINT
  8. tools.
  9. Coordinate with relevant vendors and service providers to support successful completion of
  10. responsibilities
  11. Communicate with Zero Hash clients to retrieve and review AML/CFT, sanctions, and other
  12. relevant policies, procedures and other documentation as well as consumer disclosure materials
  13. and related marketing and advertising
  14. Maintain an understanding of AML regulations; current money laundering schemes; and
  15. investigative techniques required to apply appropriate controls.
  16. Assist in automating compliance department functionality and make recommendations on ways to make internal processes more efficient.
  17. Regularly update and ensure accuracy of all tracking logs for metrics reporting.
  18. Identify anomalies and escalations for the Chief AML Officer and Director of AML and Third Party
  19. Compliance as they relate to AML initiatives, AML/BSA regulations, and industry best practices
  20. for AML/BSA analysis as well as for consumer disclosure requirements and standards.Zero Hash Compliance Onboarding and Platform Audit Job Descriptions
  21. Contribute to a team-oriented and collaborative environment to improve the analytical and
  22. reporting processes.
  23. Support the Chief Compliance Officer, Deputy Chief Compliance Officer, Chief AML Officer [Head of Financial Crimes], Director of AML and Third Party Compliance and other leaders as needed.
  24. Other ad hoc duties as assigned.
  25. Adhere to and comply with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e., Bank Secrecy Act, USA PATRIOT Act, etc.), as well as adhering to company policies and procedures and client requirements

Requirements

  1. College degree
  2. 3+ years of AML and professional services and direct FinTech compliance experience
  3. (particularly B2B2C), including EDD and KYB/KYC in a B2B2C environment
  4. 2+ years of consumer protection-related responsibilities or similar experience
  5. Familiarity working with third-party case management and risk management tools
  6. Strong familiarity with Google Suite and Microsoft Suite products
  7. Hardworking and driven
  8. Strong time management skills and ability to execute tasks within tight deadlines
  9. Strong verbal and written communication skills
  10. Strong interpersonal skills and ability to work effectively with colleagues across regions and
  11. business units
  12. Strong project management skills, with ability to multi-task and maintain attention to detail
  13. Crypto experience a plus
  14. ACAMS or similar certification a plus
  15. Experience with MSBs and securities broker-dealers or commodities futures commission
  16. merchants or other BSA-defined financial institutions a plus
  17. Ability to work with international colleagues and familiarity with legal and regulatory regimes
  18. outside of the United States a plus
  19. Ability to handle a fast-paced work environment and 10+ hour work days is essentia