Principal Product Manager – Benefits Administration & Modernization

About NaviaNavia Benefit Solutions is a leading administrator of consumer-directed benefits and recordkeeping solutions, supporting employers and participants across HSA, FSA, HRA, COBRA, commuter, and retirement programs. The organization is undergoing a large-scale modernization initiative focused on consolidating legacy systems, improving operational scalability, enhancing compliance workflows, and creating a more unified backend platform experience across multiple business lines.This is a highly visible opportunity to drive execution of the modernization roadmap across multiple delivery teams while partnering directly with executive leadership, compliance stakeholders, engineering, operations, and external vendors.About the RoleNavia is seeking a Principal Product Manager to lead modernization, consolidation, and migration execution across our portfolio of 10+ interconnected core recordkeeping and benefits administration platforms, including proprietary administration systems, third-party benefits administration platforms, and a retirement administration portfolio that touches multiple downstream systems.This is a multi-team product leadership role. The Principal Product Manager owns the modernization product strategy across multiple scrum teams, coordinates priorities and release sequencing across multiple Product Owners (who own their individual team backlogs), and drives execution of the platform consolidation roadmap from current state into the target architecture.The role sits at the intersection of product, systems architecture, compliance, fraud prevention, and operations. The ideal candidate understands how complex operational systems work behind the scenes, has led multi-team product execution at portfolio scale, and can bridge business requirements with technical execution across engineering, data, compliance, and third-party integrations.This position partners cross-functionally with executive leadership, engineering, operations, compliance, fraud, finance, and external vendors. There are no direct reports; influence flows through cross-team product leadership, technical depth, and ownership of complex modernization decisions. Multiple Product Owners coordinate with this role on backlog priorities aligned to the roadmap.The role requires someone who is comfortable operating in ambiguity, facilitating modernization workshops, sequencing complex multi-team delivery, and driving execution across multiple interconnected systems and stakeholders.What You'll DoLead the modernization and consolidation product roadmap execution across multiple scrum teams supporting the full benefits administration portfolioCoordinate product priorities, release sequencing, and dependencies across multiple Product Owners — each owning their team's individual backlog — to deliver the portfolio roadmapOwn end-to-end execution of platform migration workstreams from current-state architecture into the target environmentPartner with engineering, compliance, operations, fraud, finance, and executive leadership to define and continuously refine product and platform strategyTranslate complex operational and regulatory requirements into scalable technical product solutions, with deep attention to HIPAA and PHI/PII compliance across every system touch pointDrive backend platform improvements related to data architecture, integrations, workflows, reporting, and operational tooling across the team-of-teamsOwn technical product execution for initiatives spanning HSA, FSA, HRA, COBRA, retirement administration, commuter, compliance systems, and fraud operationsFacilitate workshops and discovery sessions to identify gaps across legacy systems and define future-state architecture requirementsWork closely with engineering teams on APIs, data flows, platform dependencies, migration planning, and systems interoperability across third-party retirement administration platformsPrioritize modernization roadmaps balancing business impact, compliance risk, technical debt, and operational scalability across competing demands from multiple delivery teamsHelp establish long-term product strategy around recordkeeping, retirement administration, and backend administration infrastructureRequired Experience & Skillset7+ years of Product Management experience in highly technical environments, with at least 3 years operating at a Principal or senior-IC levelDemonstrated experience leading multi-team product execution — coordinating priorities and roadmaps across multiple Product Owners or scrum teamsProven experience as a Technical Product Manager working closely with engineering and architecture teamsDemonstrated track record leading systems modernization, platform consolidation, or enterprise transformation initiatives at portfolio scale (multiple interconnected systems, not single-platform ownership)Experience working within benefits administration, recordkeeping, fintech, healthcare administration, retirement services, payroll, or other highly regulated industriesDeep understanding of HIPAA, PHI, and PII compliance requirements in a multi-system environmentDemonstrated experience with backend systems, APIs, integrations, and data architecture conceptsExperience supporting compliance-heavy workflows and operational systemsFamiliarity with fraud prevention, compliance reporting, auditability, or regulated operational environmentsAbility to work cross-functionally with engineering, operations, compliance, finance, and executive stakeholders — with influence flowing through expertise, not reporting lineStrong experience driving execution across multiple concurrent dependencies and team boundariesComfortable operating in fast-moving environments with evolving priorities and organizational changeNice to HaveExperience with HSA, FSA, COBRA, HRA, or retirement administration platformsExperience leading post-vendor-decision migration execution at multi-team scaleExposure to healthcare benefits compliance, retirement administration (TPA / plan sponsor / NSCC), or financial regulatory environmentsExperience with enterprise data migrations or platform re-architecture initiativesFamiliarity with fraud tooling, operational analytics, or compliance automation workflowsPrior experience in PE-backed or rapidly evolving organizationsExperience operating in a Scaled Agile / multi-ART or multi-scrum-team environmentWhy This Role Is InterestingMulti-team product leadership across the full recordkeeping + benefits administration portfolioAnchor role driving execution of a large-scale platform consolidation effort already underway with executive sponsorshipCoordinate product priorities across multiple Product Owners — meaningful breadth of influence without reporting-line managementBlend of product strategy, technical systems thinking, and multi-team operational executionAbility to shape architecture and modernization decisions from a position of execution authorityFully remote opportunity, contract-to-perm with strong long-term potentialInterview ProcessInitial Screen with EVP, Product & Engineering (Hiring Manager)Technical / Product Workshop DiscussionCross-Functional Stakeholder InterviewsFinal Leadership DiscussionWork Environment:Candidates within 30 miles of one of our four office locations may be asked to come into the office for a hybrid schedule depending on the role.Eligible candidates will reside in one of the following states: AZ, CA, CO, FL, GA, IL, IN, KS, MA, ME, MI, MN, MO, MT, NC, ND, NE, NJ, NV, NY, OH, OR, PA, SD, TN, TX, UT, AND WAWhy Join Navia?Impact: Play a pivotal role in supporting employers and employees nationwide.Growth: Advance your skills with a team committed to excellence and innovation.Culture: Join a company that values collaboration, innovation, and customer-first solutions.Perks and Benefits:Competitive Salary Range: $150K–$175K depending on location and experience Generous health benefits Company sponsored wellness benefits Complimentary Life Insurance and Long-Term Disability InsurancePaid time off 6 Paid Holidays & 2 Paid Floating HolidaysWork from home and hybrid schedules available! Ready to Join Us?Take the first step toward your new career in creating better lives —apply now!For any questions or to check on your application, reach out to [email protected]. Please visit our career page and apply directly: www.naviabenefits.com/workatnavia Not all positions allow for remote work, but those that do will only be available in the following states: AZ, CO, FL, GA, IL, IN, KS, MI, MN, MO, MT, NC, ND, NE, NJ, NV, NY, OH, PA, SD, TN, TX, UT.